There’s a lot of modern economic language and concepts in this proposal. Joint stock companies and equity ownership are relatively recent inventions in our world and don’t exist in the gameworld, let alone being familiar enough that helots and yeomen could structure their livelihoods that way.
Debt, of course, is ancient. The Syntechnia lends to the state and to the great Houses, and many low-level merchants act as moneylenders to local people (though mostly to nobles and prosperous artisans rather than supporting yeoman livelihoods). Within the guild, which has enforcement power through various sanctions, merchants can be reasonably confident of getting back the money they lend to each other to get various ventures off the ground.
But even debt isn’t seen or treated the same way in the gameworld as in our modern economies. We benefit from sundry safeguards and laws that reduce the prevalence of debt slavery and encourage competitive, non-usurious interest rates, allowing many of us to take on debt as a path to prosperity. That’s not how it’s worked for most of human history, though, where debt has commonly been wielded as a tool of exploitation, extraction, and regressive redistribution – as it mostly is in the Hegemony.
We also benefit from the rule of law and various systems that make it hard to simply disregard the obligation to pay back a loan. 1990s Afghanistan shows what happens to the economy when rule of law collapses and no one is sure that obligations will be paid back other than at gunpoint…and even if you play as low-anarchy as you can, the G5 post-Thaumatarchic war will put some deep dents in the rule of law in Shayard and its neighbors.
So maybe you can see how asking the nobles to reconceptualize themselves as moneylenders to your followers will not be enthusiastically welcomed by anyone concerned. No one is likely to perceive it as a happy pathway to shared prosperity. The nobles will see it as a massive loss of privilege and economic security. The yeomanry will either see it as a chance for sanctioned looting (by not repaying loans) or recasting the old feudal order as debt slavery.
The lead barge has a paddlewheel crafted to drive the boat forward. The Theurge drives the wheel.
No one is going to unite against the late-game threat of invading ice zombies. As I’ve said before, my Martin homage goes only so far.
G2 Ch4 will give you the sense of who that claimant might be. You’ll need to wait a couple more games before any actual individual emerges…
And Tamran is an innovator, not the heir to a long tradition of mysticism.